Disability Resources You May Not Know About — Pain News Network – August 22, 2016 – By Barby Ingle, Columnist
Over the past 20 years I have had many ups and downs with my health and my finances. After losing my job and company, I had to rely on food stamps, church food banks, and county mental health support groups.
We need to invest time to make sure that the resources available to us are being utilized. There are Social Security programs, Medicare, Medicaid, state assistance programs, utility company programs, handicapped bus passes and car licenses, to name some of them.
Knowing what each one is and how it can be used is important. For instance, Supplemental Security Income (SSI) comes from general tax revenues, not social security tax funds.
SSI is designed to help aged, blind, and disabled people who have little or no income. It provides cash to meet basic needs for food, clothing, and shelter. Typically, you quality if you have a medical condition that has prevented you from working or is expected to prevent you from working for at least 12 months.
Social Security Disability (SSD) comes from federal social security taxes that people pay into in case of long-term disability. You must have worked and paid Social Security taxes long enough to qualify
If you receive SSD, you can quality for Medicare 24 months after becoming eligible for disability.
This is a bizarre situation. They agree you are disabled, but won’t pay for the extra medical care required for two years.
They agree that we cannot work and thus get insurance through an employer, but they won’t help pay the medical bills resulting from a disability. So we have to be able to afford our own insurance for two years instead, which is difficult even if you’re not disabled.
There are different requirements in each state for financial and disability levels. Medicaid services can included preventive care, immunization, screening, treatment, doctor visits, hospital visits, and vision and dental care.
Programs that provide training and support appropriate to the needs of each disabled person can be found in every state.
We should always be mindful of our energy penny bank.
Handicapped permits and passes allow a disabled person to run errands, shop, go to doctor appointments, travel, and participate in other activities without wearing themselves out within the first few minutes of arriving at a destination
Also be sure to get a bus pass for disabled riders. They are available in most states and typically give you free or discounted rides.
No matter what resource you need, don’t hesitate to ask for them.
Get the help you need to become the most active person you can be.
Not treating pain is unethical and immoral. When you qualify for assistance, it means you have earned it and it is there to help you help yourself.
For a list of other free or low cost services available to you, check out the Patient Resources section of Pain News Network.
We all pray it is short term assistance, but if long term or life assistance is needed, be the best you can be and take advantage of the help that is available to you.